Financial education
Understand the fundamentals behind saving, investing, protection, and long-term financial decisions.
SHRAGGIE ZISMAN
Financial independence — it’s hands-on.
Build a clearer
financial future.
Financial confidence doesn’t come from having every answer. It starts with understanding your options—and taking the next right step.
Since 2008Serving families
NMLS #214537Mortgage Loan Originator
Series 63 & 65Registered professional
Clarity begins here
Real conversations.
Practical next steps.
The approach
Money can feel complicated.
The conversation shouldn’t.
You don’t need more noise. You need a thoughtful guide who listens first, explains clearly, and helps turn big financial questions into practical decisions.
01
Start with where you areNo judgment. No one-size-fits-all script. Just an honest look at today and what matters next.
02
Understand before actingClear education helps you make decisions with intention—not pressure or guesswork.
03
Keep moving forwardProgress is built through consistent, hands-on steps that support the life you want.
Ways I can help
A stronger foundation,
one decision at a time.
Financial priorities connect. The goal is to understand the whole picture, then focus on the areas that can make the biggest difference.
Investments & savings
Explore strategies designed around your goals, timeline, comfort level, and the future you want to build.
Term life insurance
Help protect the people who depend on you with coverage aligned to your family’s real-world needs.
Mortgage guidance
Navigate mortgage options with a licensed professional who makes the process easier to understand.
Products and services vary by state and licensing. A conversation helps determine what is available and appropriate.
“
You don’t need a new year to reset.
Just a new mindset.
— From Shraggie’s reflections on growth and realignment
Meet Shraggie
Experience matters.
So does being understood.
Shraggie Zisman has worked with Primerica since 2008, helping families better understand how money works and how today’s choices can shape tomorrow.
As a Division Leader, Investment Adviser Representative, Registered Representative, life insurance professional, and Mortgage Loan Originator, he brings broad experience to the table—without losing sight of the person sitting across from him.
His message is straightforward: financial guidance should feel accessible, practical, and personal. The best place to begin is with a conversation.
17+ years helping families move forward
Professional affiliation
PRIMERICA®
Independent representativeBacked by established resources.
Delivered personally.
Shraggie is an independent Primerica representative. He combines the company’s financial education and product resources with the kind of direct, one-to-one guidance that starts by listening.
PFS Investments Inc.PM Primerica Mortgage, LLC17+ Years of experience
Your next step
Let’s make the future
feel more possible.
Tell me what’s on your mind. Whether you’re starting fresh, protecting your family, or looking for more clarity, the first conversation is simply about understanding what you need.
Mobile(347) 692-0737
Office(201) 512-3322
Primary officeOakland, New Jersey
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